RT Journal T1 The impact of financial technology on commercial banks' risk-taking-From the perspective of credit structure of commercial banks A1 REN Bi-yun, ZHENG Zong-jie PB Journal of Guizhou University of Finance and Economics FD 2021-09-15 YR 2021 JF Journal of Guizhou University of Finance and Economics JO Journal of Guizhou University of Finance and Economics VO 39 IS 05 SP 61 DO K1 financial technology;credit structure;risk bearing LK {https://gcxb.gufe.edu.cn/EN/article/article_9299.shtml}