RT Journal T1 How to Reduce the Banks' Collateral Requirements for Small and Micro Enterprises Effectively-Based on the perspective of lending technology A1 DONG Xiao-lin, CHENG Chao, SHI Xiao-lei PB Journal of Guizhou University of Finance and Economics FD 2017-01-15 YR 2016 JF Journal of Guizhou University of Finance and Economics JO Journal of Guizhou University of Finance and Economics VO 35 IS 01 SP 33 DO K1

collateral;effect mechanism;lending technology;substitution mechanism;information asymmetric

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