关键词:数字普惠金融,乡村产业振兴,农业科技创新,乡村产业融合,全要素生产率

Abstract:Clarifying the mechanism by which the development of digital inclusive finance enables the revitalization of rural industries will help alleviate the contradiction between the inefficient allocation of rural financial resources, as well as the contradiction between imperfect financial infrastructure, weak financial service system and the growing demand for rural industrial development. There are abundant researches on digital inclusive finance and rural economic modernization in the existing literature, but few theoretical and empirical studies have been conducted to link it with rural industry revitalization. This paper constructs the evaluation index system of China's rural industry revitalization level from four dimensions: rural industry production, rural industry extension, rural industry function and rural industry support. And empirically tests the impact of digital inclusive finance on rural industry revitalization in multiple dimensions. There are three main findings: Firstly, the development of digital inclusive finance has a significant positive role in promoting the level and speed of rural industry revitalization; Secondly, the coverage breadth, use depth and digitalization degree of digital inclusive finance have obvious differences in the marginal effect of rural industry revitalization; Thirdly, digital inclusive finance can not only directly alleviate the constraints of business entities and activate market vitality to promote the revitalization of rural industries, but also indirectly affect the revitalization of rural industries through agricultural scientific and technological innovation, rural industry integration and agricultural total factor productivity.

Key words:digital financial inclusion,rural industry revitalization,agricultural science and technology innovation,rural industrial integration,total factor productivity