››2019››Issue (04): 60-69.

• 金融经济 •上一篇下一篇

系统重要性金融机构:国际监管实践与中国金融改革

朱南军, 谢丽燕, 邓博文

  1. 北京大学 经济学院, 北京 100871
  • 收稿日期:2019-03-12出版日期:2019-07-15发布日期:2019-07-24
  • 作者简介:朱南军(1972-),河南信阳人,博士,北京大学经济学院副教授,研究方向为金融政策;谢丽燕(1994-),江苏常州人,北京大学经济学院研究生,研究方向为金融政策;邓博文(1995-),贵州盘县人,北京大学经济学院研究生,研究方向为金融政策。
  • 基金资助:

    2014年度教育部重大研究课题(14JZD027);2015年中国保监会部级课题研究项目"系统重要性保险机构监管研究";2016年北京社会科学基金研究基地项目(16JDYJB003)

Systemically Important Financial Institutions: International Supervision Practice and China's Financial Regulatory Reform

ZHU Nan-jun, XIE Li-yan, DENG Bo-wen

  1. School of Economics, Peking University, Beijing 100871, China
  • Received:2019-03-12Online:2019-07-15Published:2019-07-24

摘要:运用文献法和比较分析法,研究梳理金融稳定委员会、巴塞尔银行监管委员会等机构发布的系统重要性金融机构监管的相关文件,分析与评估了当前全球系统重要性金融机构的评估方法和监管政策。同时,参考美国、英国、澳大利亚以及荷兰在2008年次贷危机后的金融监管改革措施以及系统重要性金融机构监管制度的设计,结合中国目前系统重要性金融机构监管的进展以及金融监管的形势,指出中国应改变现有的"一行三会"监管模式,采取"央行+微观审慎监管局+金融行为监管局"监管模式。

关键词:系统风险,宏观审慎监管,系统重要性,金融改革

Abstract:In this paper, using the method of literature and comparative analysis, through reading regulatory documents issued by Financial Stability Board and Basel Committee or other institutions on supervision of Systemically Important Financial Institutions, I sum up the current assessment methods and regulatory policies of Global Systemically Important Financial Institutions. At the same time, looking at the financial regulatory reform measures and the design of Systemically Important Financial Institutions supervision system of United States, Britain, Australia and the Netherlands after the subprime crisis in 2008 and taking the progress of China's current Systemically Important Financial Institutions supervision system and the situation of financial regulation into consideration, it is concluded that China should change the existing regulatory model and take " central bank & micro-prudential regulator & financial regulatory authority" regulatory model.

Key words:systemic risk,macro prudential supervision,systemically important,financial reform

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